A Few Tricks of Credit Improvement and Credit Restoration Most everybody wants to know the tricks of the credit industry and there are a few. But most of the time these same people don't understand the very basics of credit restoration. For example: Most customers want to dispute everything on their credit report. However, disputing everything might actually make your fico score fall! YES! Actually make it fall. If that account had a lengthy heritage of on time payments and is older a judgement must be made as to if the credit score will fall. This is where a good analyst can help you determine the weight of each of the accounts on the report! This part alone is very important.
Another basic trick if you will is to learn to read the report and to make sure that all the open credit levels are correct., mistating an open credit level can cause your score to be much much lower than it should be. By correcting open credit levels alone we have been able to raise scores by as much as 100 points.
To finish this section we would like to say that if you do not have a background in credit then make sure to learn before you do it yourself. Most Do it YOurself Type Credit Guides will tell that it is as easy as writing a form letter dispute. However we can tell you that over 95% of our customers that have written dispute letters did not get a positive repsonse!!! Make sure to learn or let an experienced company do it for you!
We would love to help and programs for every type of customer: We offer full service to do it yourself programs and everything in between!
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